Full & Final Settlement Calculator India
Prepare an employee's full and final settlement in minutes: pending salary, leave encashment, notice pay recovery, bonus, gratuity, reimbursements and recoveries.
- All components
- Notice recovery
- Net payable / recoverable
- Free & instant
Not an official government calculator. This free tool is only to make your HR and payroll work easier. Tax and labour rules change every year, so treat results as estimates and verify with the official notification or your CA before filing or paying. Rules last reviewed on 23 October 2026.
Full & Final Settlement Calculator
Earnings
- Salary for 15 days
- ₹25,000
- Leave encashment (10 days)
- ₹8,333
- Bonus / incentives
- ₹0
- Gratuity
- ₹0
- Reimbursements
- ₹0
- Total earnings
- ₹33,333
Deductions
- Notice shortfall (0 days)
- − ₹0
- Recoveries
- − ₹0
- TDS
- − ₹0
- Total deductions
- ₹0
Full & final settlement checklist
- Confirm the last working day and notice served.
- Calculate salary for days worked in the final month.
- Encash leave balance as per policy — see the leave encashment calculator.
- Check gratuity eligibility — see the gratuity calculator.
- Add pending bonus, incentives and reimbursements.
- Recover notice shortfall, advances, loans and unreturned assets.
- Deduct PF, ESI, PT and TDS on the final salary.
- Pay within 2 working days and issue the relieving letter and Form 16.
Frequently Asked Questions
What is included in full and final settlement?
Unpaid salary up to the last working day, leave encashment, pending bonus and incentives, gratuity (if eligible) and reimbursements — minus notice-period shortfall, advances, loans, unreturned asset costs and TDS.
What is the time limit for full and final settlement?
Under Section 17(2) of the Code on Wages, 2019 (in force from 21 November 2025), wages must be paid within two working days of removal, dismissal, retrenchment or resignation. Gratuity is due within 30 days.
How is notice period recovery calculated?
Usually (monthly gross ÷ 30) × days of notice not served. Some appointment letters use basic salary instead — follow the employment contract.
Is TDS deducted on full and final settlement?
Yes. Salary, leave encashment (above the exempt limit) and taxable gratuity are taxable, and the employer deducts TDS on them.
Is this an official F&F calculator?
No. It is a free, unofficial tool by XoMB HR. Follow your company policy and employment contract.
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Stop calculating payroll by hand
XoMB HR runs salary, PF, ESI, PT, TDS, gratuity and full & final settlement automatically from attendance — always on the latest rules.
This is not an official calculator of the Government of India, the Income Tax Department, EPFO, ESIC or any state government. It is a free tool by XoMB Technologies to make everyday HR work easier. Rules, rates and limits change every year through budgets, notifications and court rulings, and your organisation's policy may differ. Results are estimates only and are not legal, tax or financial advice — confirm with the official source or a qualified CA / labour law consultant before acting. Rules last reviewed on 23 October 2026.